Mortgage Brokers
In looking for a house, the smartest thing you can do is to suffer through a 30-minute phone conversation with a "good" lender to get a ball park idea of where you should be on the price scale in your search.
If you plan to purchase within 6-8 weeks, it then also is wise to go through the entire written application process, and have, in hand, a lender's pre-qualification letter. What this means is that you have been qualified (paperwork done) to purchase up to a certain priced home. When you find a home within that range, the only thing that remains is the appraisal of the home and your mortgage.
We've included the names of a few good mortgage companies for you to start with
Dee Dee McGee
Mortgage Loan Originator
Regions Mortgage
351 Hughes Road
Madison, AL 35758
Office: (256)772-4944
Cell: (256)604-9104
E-mail:
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Karla Young
Home Loan Consultant
Bank Of America
507 Drake Avenue Suite B
Huntsville, AL 35801
Office: (256)535-4704
Cell: (256)651-2145
E-mail:
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Tip: If you are just beginning to consider a move, now is the time to request a copy of your credit report. This leaves time to "clean up" any surprises or mistakes on the report before it is accessed by a lender.
